Travel insurance in Russia: a journey with confidence in the future
ABOUT THE NECESSITY OF INSURANCE IN RUSSIA:
Insurance is a compulsory condition to be allowed into the Russian territory.
What is DMS and why is it so necessary? DMS - voluntary health insurance that is relevant for foreigners. The policy will help in case of need to receive medical care, ensuring safety in emergencies. In this case, all the payments are made by your insurance company. The insurance should be issued on the first day of stay in the country.
The Russians traveling around native land have not to worry about health. Mandatory health insurance (OMS policy) for citizens of the Russian Federation allows receiving free medical care at the expense of government.
ADVANTAGES OF INSURANCE FOR FOREIGNERS:
In the absence of an insurance policy, your presence in Russia will amount to illegal stay. This is important to remember if you are a stranger. Arranging policy according to the Russian legislation is also an obligatory criterion in the conditions of staying. It is also important to remember that the insurance should cover all days of a trip.
What types of services will cover your policy? It all depends on the contract terms. Speaking about a standard policy you can be confident in the provision of such services as:
- Dental care
- Ambulance calling
- Stationary treatment
- Free help in a medical facility
What is included in additional services? Control during pregnancy & childbirth take, treatment of specific diseases (diabetes or oncology)
WHAT TO DO IF THE INSURED EVENT OCCURRED:
Fix the problem by calling the insurance company’s hotline. Describe your problem in detail, do not forget to give your personal information (name, surname, date of birth).
After providing all necessary information, the victim will be sent to a medical center, that cooperates with the insurance company. In emergency cases, when there is no time to call and wait for the processing of your application, it is advisable to call ambulance. Arriving at the hospital, present DMS to medical officer and contact your IC.